Buying a purebred dog can be expensive and we understand that not everybody has that kind of cash lying around waiting to be spent on a pet. However, sometimes buying a dog is an investment. For instance, if you’re considering starting your own breeding service, buying a dog is an investment. Because of the high cost of dogs that are ideal for breeding, you might need to secure some level of financing before you buy. At Royal Empire French Bulldogs, we understand this so we can help you find French bulldog financing in California. Read below for some recommendations of places you can look for financial assistance.
If you’re looking to get a loan to buy your French bulldog, LendingUSA specializes in pet loans and offers loan amounts from $1,000 to $12,000. There is no specified term on the loan so you can work with them to find a payment plan that fits your budget. Additionally, special financing options allow you to get your loan interest-free on the principal during a promotional period that can last up to six months. Be aware of interest rates as their rates can be as high as 29.99% APR. Of course, the interest rate that you get will likely be based on your credit score as they’re willing to work with customers who have a wide range of scores.
United Consumer Financial Services
United Consumer Financial Services also offers to finance pets as you can get a loan that ranges from $1,000 to $7,500. You’ll be a little more locked down with a repayment plan than other lenders as their loans are subject to terms of 12 to 36 months. However, there is no prepayment penalty so you can pay off the loan whenever you’d like. You can get a fixed interest rate with monthly payments that are competitive within the market. Although, you might have to make a down payment to qualify for financing.
PetLoans.com was created specifically for helping prospective pet owners get the funding they need to buy their family pet. They state specifically that they offer to finance the purchase of pets, supplies, and veterinary procedures. You can get financing from $1,000 up to as much as $35,000 with a fixed rate and flexible terms. At PetLoans.com, they have high approval rates and a quick turnaround on decisions.
Using CareCredit offers a different method of financing than previously mentioned companies as you’ll be getting a credit card over a loan. They provide reduced APR with long-term financing that’s also based on the amount of the purchase you make. For instance, purchases that are a minimum of $2,500 can be eligible for a 60-month repayment at 17.90% APR. There are also special financing offers that include deferred interest.
Your financial institution
If you’re not comfortable going through a company that specializes in loans or credit cards, you can also ask the financial institution through which you bank. Your bank or credit union will often offer personal loans that can be used at your discretion. You’ll likely need some form of collateral like a vehicle or even the equity in your home, but you can ask about financing for your pet there.
Get in touch to learn more
If you’d like to get more advice about French bulldog financing in California, reach out to us at Royal Empire French Bulldogs. We work with people all the time who ask about financing options. Contact us by calling 714-306-8656 or send a message using our online contact form. We look forward to helping you get the perfect French bulldog for you and your home.